Insurance for Residential Builders

Smart Insurance Solutions for Residential Builders

As a residential builder, managing risk is key to the success of your business. At Westminster Coverforce, we provide comprehensive and tailored insurance solutions that safeguard your projects, your team, and your reputation.

With our expertise in the Western Australian construction industry, we can support you with a wide range of products and services designed to meet your specific needs.

Comprehensive Coverage for Every Stage of Your Build

From the initial blueprint to project completion, you need robust insurance coverage to protect your business. At Westminster Coverforce, we offer a range of insurance products designed specifically for residential builders, including:

• Home Indemnity Insurance: Required by law in Western Australia, this coverage ensures your clients are protected in case of defective or incomplete work.
• Contract Works Insurance: Protects against damage or loss to works in progress, materials, and equipment during construction.
• Professional Indemnity Insurance: Coverage to protect your business from claims arising from professional advice or services you provide to clients.
• Management Liability Insurance: Safeguards your business against risks associated with running a company, including mismanagement or claims involving employees.
• Motor Fleet Insurance: Provides comprehensive protection for your business vehicles, ensuring your fleet remains operational.
• Contractors Plant Insurance: Provides protection for your on-site machinery and equipment against accidental damage or theft.
• Cyber Insurance: In today’s digital landscape, safeguard your business against data breaches, cyber-attacks, and other online threats.

In addition to these core products, we also offer a range of specialty products and services for builders, including:

• Contract Reviews: Professional support to help you understand and manage risks in your contracts.
• Surety Bonds: Protecting you and your clients by ensuring performance and payment guarantees.
• Trade Credit Insurance: Safeguarding your cash flow by covering outstanding debts from non-payment.

Why Choose Westminster Coverforce?

• Local Expertise: With our Western Australian branch, we bring in-depth knowledge of local laws, industry standards, and the unique challenges builders face in the region.
• Tailored Insurance Solutions: We work closely with you to understand your business and provide insurance coverage that suits your needs—ensuring you’re fully protected.
• Specialised Services for Builders: Our range of specialised services like contract reviews and trade credit insurance can help you manage risk and protect your business from all angles.
• Dedicated Claims Support: In the event of a claim, we understand that business cash flow and minimising delays to project timelines are critical. That’s why our dedicated and experienced claims team works with insurers on your behalf to expedite your claim. We strive to ensure you receive your full entitlement without delay, so you can stay focused on your projects.