Stay Protected This Holiday Season
The Australian summer holiday season is a time of joy and relaxation, but it's also a period when businesses and homes are particularly vulnerable to risks such as burglaries, weather events, and accidental damage.
By taking proactive steps to secure your property and reviewing your insurance, you can enjoy peace of mind during the festive season.
Protecting your business
Your business is your livelihood and safeguarding it should be a priority during the holiday season.
1. Secure your premises:
- Install high-quality locks, reinforced doors, and security cameras.
- For retail businesses, consider using shutters or security glass for windows.
- Notify your security provider of your closure dates and confirm that alarms and monitoring systems are fully functional.
2. Back-up critical data:
- Use encrypted cloud storage for secure backups of essential business data.
- Implement strong passwords and update them regularly to protect sensitive information.
3. Restrict access to trusted personnel:
- Limit access to your premises and systems to trusted employees.
- Deactivate access codes or keys for staff on extended leave or who have left the company.
Preparing for Australian summer weather hazards
Australia's summer weather present unique challenges for businesses, including bushfires, storms, and heatwaves.
- Bushfires: Clear flammable vegetation around your premises, use fire-resistant materials, and have an emergency evacuation plan
- Storms: Inspect roofs, gutters, secure outdoor equipment, and check drainage systems to prevent water damage.
- Heatwaves: Ensure air conditioning systems are operational, and protect electronics from overheating.
Safeguarding your home
Protecting your home is also vitally important during the holidays.
- Install reliable security systems with remote monitoring capabilities.
- Use smart home technology to create the illusion of occupancy.
- Safeguard valuables by keeping them out of sight or stored in a safe.
- Turn off water supplies to prevent flooding and unplug non-essential appliances to reduce fire risks.
- Update your home insurance policy to cover increased contents value due to holiday gifts.
How Coverforce can help
At Coverforce, our insurance brokers specialise in protecting businesses and homes with tailored insurance solutions. Let us review your coverage and provide expert advice to ensure you're prepared for the risks this holiday season.
Contact your local Coverforce office today to secure your peace of mind and focus on what matters most this festive season.
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