Protect your workers incomes and you'll be protecting more than you know.


WageGuard is a specialist life insurance product, designed for employers to secure income protection for their employees.

Providing 24-hour income protection, WageGuard offers comprehensuve coverage with flexible benefit options tailored to suit your specific needs.

An income protection policy safeguards an employee's earning potential, helping them maintain their standard of living during health setbacks without financial worry. With WageGuard, arranging a Group Income Protection policy is quick and straightforward, making it ideal for businesses of any size.

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General Advice Warning

The advice on this website does not take into account any of your particular objectives, financial situation or needs. For this reason, before you act on this advice, you should consider the appropriateness of the advice, taking into account your own objectives, financial situation and needs. Before you make any decisions about whether to acquire the policy, you should obtain and read the Wageguard PDS and the UCover Financial Services Guide. These can be accessed through the downloads page. Call UCover on (02) 9376 7899 if you wish to request a hard copy of these documents.

WageGuard is issued and underwritten by AIA Australia Limited (ABN 79 004 837 861, AFSL 230043).

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