Target Market Determination (TMD)
Below are links to the available Target Market Determinations (TMDs) for the insurance policies we distribute through the Coverforce group.
A TMD helps you understand the class of customers an insurance policy has been designed for, considering their needs, objectives, and financial situations.
If you’re not sure which TMD is the right one for your policy, please contact your broker.
Insurer TMDs
Product types: Corporate Travel, Group Personal Accident
- TMD link: https://www.aig.com.au/tmd
Product types: All products
- TMD link: https://www.einsure.com.au/allianztmd
Product types: Home Building and Conents, Landlords, Private Motor, Boat, Caravan, Country Pack, Farm Motor, Commercial Motor, Fleet Motor, Owner Builder
Product types: A&H Corporate, Business Pack, Fine Art, Leisure Travel Insurance, Marine, Personal Lines, Strata, Business Pack (SCTP)
TMD links:
Product types: Commercial Motor, Home Building and Contents, Landlords
TMD links:
- Commercial Motor - https://www.hollardcommercial.com.au/about-us/information-for-policyholders/
- Home Building & Contents - https://www.hollardinsurance.com.au/media/1912/home-tmd-v0120210901.pdf
- Landlords - https://www.hollardinsurance.com.au/media/1913/landlord-tmd-v0120210901.pdf
Product types: Home (SCTP), Landlords (SCTP), Motor (SCTP)
Product types: Home (SCTP), Landlords (SCTP), Motor (SCTP)
- TMD link: https://www.ial.com.au/PDS-Docs.html
Product types: Steadfast Commercial Motor, Steadfast Listed Events Home and Contents, Steadfast Accidental Damage, Steadfast Please Craft, QBE Steadfast Commercial Motor (SCTP), QBE Farm Pack (Combined Personal and Commercial)
- TMD link: QBE Document Library
- Zurich Personal https://www.zurich.com.au/personal/tmd.html
- General Insurance https://brokers.zurich.com.au/steadfast.html
Underwriter TMDs
Product types: All Parks Tourist Parks & Lifestyle Villages Insurance
Product types: Gearsure Equipment Insurance
Product types: Farm Extra Insurance
Endeavour Motor Fleet
Product types: Business Travel, Journey Accident, Group Personal Accident & Sickness, Sports Group Personal Accident, Personal Accident & Sickness, Voluntary Workers Accident
Product types: Home Building and Contents, Landlord, Motor, Business Insurance
TMD Links:
- Steadfast (SCTP): https://bzi.com.au/product_documents_steadfast.aspx
- Standard https://bzi.com.au/product_documents.aspx
Product types: Marina Facilities, Voluntary Workers Accident and Health, Private Vessel, Blue Water Vessel
- TMD link: https://coastins.com.au/documents/
Product types: Motor Vehicle, Motorcycle, Driver Instructor Insurance
Product types: Accident and Health
Product types: Heavy Motor Vehicle Fleet
- TMD link: https://www.hmia.com.au/news-resources/
Product types: Single Project, Contractors Plan
TMD Link
Product types: Transport Pack, Fleet Motor, Equipment and Machinery, Mobile Plant and Equipment, Marine, Shipping and Delivery
Product types: Caravan and Motorhome, Motorcycle, Boat and Personal Watercraft, Commercial Boat, Wharves, Piles and Jetties, Home Contents and Personal Property in Transit
- TMD link: https://www.nminsurance.com.au/tmd/
Product types: General Property, School Student Used Equipment
TMD Links:
- TMD Link -https://www.protecsure.com.au/tmd/
Product types: Strata Insurance
- TMD link: https://qus.com.au/documents/
Product types: Residential Strata Insurance, Commercial Strata Insurance
TMD Links:
Premium Funding TMDs
Product Types: Domestic Insurance Premium Funding
Product types: Domestic Insurance Premium Funding
- TMD link: https://www.iqumulate.com/Resources