Income Protection for Carers and Aged Care Workers

Cover and Options

WageCare offers employers the flexibility they require to meet the insurance needs of their employees. The following table describes the most commonly used insurance options purchased through WageCare.


WageCare Type Waiting Period for all claims other than claims for football injuries (days) Waiting period for claims for football injuries (days) Income Replacement Percentage (Workplace Injury or Sickness) Income Replacement Percentage (Non-Workplace Injury or Sickness) Maximum benefit Period (up to age 64 prior to or during claim) Maximum benefit Period (from age 65 onwards prior to or during claim) Is a Benefit Cap available?
Platinum 14 14 28 100 85 104 weeks Sickness 12 weeks
Injury 52 weeks
Yes
Platinum 21 21 28 100 85 104 weeks Sickness 12 weeks
Injury 52 weeks
Yes
Platinum 28 28 28 100 85 104 weeks Sickness 12 weeks
Injury 52 weeks
Yes
Gold 14 14 28 90 85 104 weeks Sickness 12 weeks
Injury 52 weeks
Yes
Gold 21 21 28 90 85 104 weeks Sickness 12 weeks
Injury 52 weeks
Yes
Gold 28 28 28 90 85 104 weeks Sickness 12 weeks
Injury 52 weeks
Yes
Silver 14 14 28 85 85 104 weeks Sickness 12 weeks
Injury 52 weeks
Yes
Silver 21 21 28 85 85 104 weeks Sickness 12 weeks
Injury 52 weeks
Yes
Silver 28 28 28 85 85 104 weeks Sickness 12 weeks
Injury 52 weeks
Yes
Bronze 14 14 28 80 80 104 weeks Sickness 12 weeks
Injury 52 weeks
Yes
Bronze 21 21 28 80 80 104 weeks Sickness 12 weeks
Injury 52 weeks
Yes
Bronze 28 28 28 80 80 104 weeks Sickness 12 weeks
Injury 52 weeks
Yes

Are you looking for expert risk advice and great value cover for your business? Call us to speak to a Coverforce insurance broker today.

Our Insurance Brokers service clients throughout Australia, with key offices in Sydney, Melbourne, Brisbane, Adelaide and Perth.

Our global insurance network

Our brokers can access more than 100 insurers across the globe to find your business quality cover at the right price.

Insurer logo AIG
Insurer logo Allianz
Insurer logo Blue Zebra
Insurer logo CGU
Insurer logo CHU
Insurer logo Chubb
Insurer logo Dual
Insurer logo GIO
Insurer logo GT
Insurer logo Hollard
Insurer logo Liberty
Insurer logo Lloyds
Insurer logo Longitude
Insurer logo Mecon
Insurer logo Miller
Insurer logo NTI
Insurer logo QBE
Insurer logo Quanta
Insurer logo SUU
Insurer logo UAA
Insurer logo Vero
Insurer logo Zurich

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