Cover and Options
WageCare offers employers the flexibility they require to meet the insurance needs of their employees. The following table describes the most commonly used insurance options purchased through WageCare.
| WageCare Type | Waiting Period for all claims other than claims for football injuries (days) | Waiting period for claims for football injuries (days) | Income Replacement Percentage (Workplace Injury or Sickness) | Income Replacement Percentage (Non-Workplace Injury or Sickness) | Maximum benefit Period (up to age 64 prior to or during claim) | Maximum benefit Period (from age 65 onwards prior to or during claim) | Is a Benefit Cap available? |
|---|---|---|---|---|---|---|---|
| Platinum 14 | 14 | 28 | 100 | 85 | 104 weeks | Sickness 12 weeks Injury 52 weeks |
Yes |
| Platinum 21 | 21 | 28 | 100 | 85 | 104 weeks | Sickness 12 weeks Injury 52 weeks |
Yes |
| Platinum 28 | 28 | 28 | 100 | 85 | 104 weeks | Sickness 12 weeks Injury 52 weeks |
Yes |
| Gold 14 | 14 | 28 | 90 | 85 | 104 weeks | Sickness 12 weeks Injury 52 weeks |
Yes |
| Gold 21 | 21 | 28 | 90 | 85 | 104 weeks | Sickness 12 weeks Injury 52 weeks |
Yes |
| Gold 28 | 28 | 28 | 90 | 85 | 104 weeks | Sickness 12 weeks Injury 52 weeks |
Yes |
| Silver 14 | 14 | 28 | 85 | 85 | 104 weeks | Sickness 12 weeks Injury 52 weeks |
Yes |
| Silver 21 | 21 | 28 | 85 | 85 | 104 weeks | Sickness 12 weeks Injury 52 weeks |
Yes |
| Silver 28 | 28 | 28 | 85 | 85 | 104 weeks | Sickness 12 weeks Injury 52 weeks |
Yes |
| Bronze 14 | 14 | 28 | 80 | 80 | 104 weeks | Sickness 12 weeks Injury 52 weeks |
Yes |
| Bronze 21 | 21 | 28 | 80 | 80 | 104 weeks | Sickness 12 weeks Injury 52 weeks |
Yes |
| Bronze 28 | 28 | 28 | 80 | 80 | 104 weeks | Sickness 12 weeks Injury 52 weeks |
Yes |
