WageCare is a special purpose life insurance product that provides a replacement income for employees who cannot work at full capacity or at all due to sickness or injury.

The income insured by WageCare is the employee’s average income over the past 12 months, including overtime and allowances paid to the employee. The level of income WageCare replaces is in accordance with the level of cover you have purchased and is specified on your monthly premium statement.

Wagecare is issued and underwritten by AIA Australia Limited (ABN 79 004 837 861, AFSL 230043) and managed and administered by Coverforce, one of Australia's largest insurance brokers.

See full list of WageCare cover options

Additional benefits

WageCare provides additional cover such as:

• Death Expense Benefit
• $20,000 Death Cover for an insured employee
• $5,000 Death Cover for the insured employee’s spouse
• Homemakers assistance, rehabilitation assistance and return-to-work assistance and support.
• Optional mental health cover