Every small business is unique, whether you're running a local café, a boutique agency, or a growing trade service. But no matter the industry, all businesses face risks—from customer injuries to equipment damage or unexpected legal claims. Without the right business insurance, these challenges can disrupt operations and impact your bottom line.

A well-structured small business insurance policy can help provide essential protection against liabilities, property damage, and industry-specific risks your business may face.

Smart Insurance Solutions for Small Businesses

At Coverforce, we believe in supporting small businesses and helping them succeed. No matter what type of small business you run, our experienced insurance brokers will deliver expert risk advice and cost effective insurance solutions tailored to your specific needs and budget.

Do any of the following apply to you;

  • You run an established small business and know exactly what type of insurance you need
  • You have a small team of employees all working remotely
  • You have very specific and complex insurance needs
  • You are a new business and not sure what insurance you need
  • You work from home
  • You operate from an office

If you answered yes to any of the above, Coverforce can help. We have a solid understanding of small business insurance needs and have access to a global insurer network. Our specialist team are able to deliver you reliable protection at highly competitive rates.

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Key Risks for Small Businesses

Running a small business comes with its share of challenges. Even with careful planning, unexpected risks can impact your operations, finances, and reputation.

Some common risks small business owners face:

  • You or an employee may become ill or injured, affecting work ability and productivity.
  • You could under budget your finances leaving you unable to pay suppliers and employees
  • Property or goods damage or theft
  • Legal action over intellectual property disputes, such as someone suing you for your idea or content.
  • Claims of professional negligence or plagiarism from clients, employees, or competitors.

How Coverforce can help

At Coverforce, we understand the unique risks small businesses face and are committed to helping you secure the right protection for your needs. With access to a wide network of insurers and tailored insurance solutions, our expert brokers ensure you get reliable coverage at competitive rates—so you can focus on growing your business with confidence.

For more information or to arrange cover, please contact your local Coverforce Office

Alternatively, you can simply fill out the Small Business Insurance quote form below and one of our insurance brokers will get in touch in one business day.



Request a quote

Are you looking for expert risk advice and great value cover for your business? Call us to speak to a Coverforce insurance broker today.

Our Insurance Brokers service clients throughout Australia, with key offices in Sydney, Melbourne, Brisbane, Adelaide and Perth.

Our global insurance network

Our brokers can access more than 100 insurers across the globe to find your business quality cover at the right price.

Insurer logo AIG
Insurer logo Allianz
Insurer logo Blue Zebra
Insurer logo CGU
Insurer logo CHU
Insurer logo Chubb
Insurer logo Dual
Insurer logo GIO
Insurer logo GT
Insurer logo Hollard
Insurer logo Liberty
Insurer logo Lloyds
Insurer logo Longitude
Insurer logo Mecon
Insurer logo Miller
Insurer logo NTI
Insurer logo QBE
Insurer logo Quanta
Insurer logo SUU
Insurer logo UAA
Insurer logo Vero
Insurer logo Zurich

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