Business Insurance Package
Every business is different and so too are their risks and insurance needs. A Business Insurance Package (often called a ‘Business Pack’) is structured to include a number of insurance cover options that offer broad financial protection for a number of risks faced by small to medium sized businesses.
Do I need a Business Insurance Package?
A Business Insurance Package is for any business, no matter what type of business or industry you are a part of.
You will need a Business Insurance Package if:
- You’re currently involved in a small to medium sized business
- You’re planning to start a new small to medium sized business
What does an Insurance Package cover?
A typical Business Pack includes the following cover:
- Public Liability Insurance Cover
- Business Insurance
- Products Liability Insurance Cover
- General Liability Insurance
- Protection against fire, theft, accidental and malicious damage done to your business (within the limits of the prescribed policy wording)
- Plus, there are separate optional covers available within our policy. These allow you to tailor the policy specifically based on the risks and exposures faced by your business. This means that you don’t have to pay for cover you don’t need.
Important Tips
- Some Business Insurance policies also cover motor vehicles that are predominantly used for business use.
- To get the right package, it’s important you tell your insurance broker about all the activities your business is involved in. There could be certain endorsements or exclusions in your policy that could affect the full protection of your business.
- It’s also worthwhile to note that Business Insurance packages don’t include Workers Compensation. If you need Workers Compensation, you need to get a separate policy.
To find out more about Workers Compensation Insurance here.
How Coverforce can help
At Coverforce, our expert team of insurance brokers will take the time to assess your individual requirements and exposures and deliver a comprehensive insurance solution that is tailored to your specific needs and budget.
For more information or to arrange cover, please contact our specialised team at our Coverforce Office.
Alternatively, you can simply fill out a Business Insurance Quote form below and one of our insurance brokers will get in touch with you within one business day.
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